WTF Fun Fact 12716 – Insurance Pays For Man’s Dishonesty

We’re not even sure where to begin here. But one thing is for sure – if you know you have a sexually transmitted infection, that’s something you tell your partner.

Of course, we’re not sure a Missouri man has learned his lesson after failing to tell his girlfriend he had human papillomavirus (HPV), an STD that can cause cervical and other types of cancers. That’s because it’s his car insurance company, GEICO, who will be paying the $5.2 million in damages for his transgression.

We’ll let Yahoo News explain:

“According to court papers, the woman, identified in court records only as M.O., notified GEICO in February 2021 of her intention to seek monetary damages, alleging she contracted HPV, the human papillomavirus, from an insured member in his automobile. She contended the man caused her to be infected with the STD despite being aware of his condition and the risks of unprotected sex. The insurance company declined the settlement, sending the case to arbitration.”

Of course, GEICO appealed the verdict, but the Missouri Court of Appeals just upheld the settlement and their liability.

“In an opinion issued Tuesday, a three-judge panel found that the judgment entered against GEICO General Insurance Company through earlier arbitration proceedings was valid. The insurance companies sought to undo the action, claiming errors were made in Jackson County Circuit Court and the settlement agreement was not done in line with Missouri law,” writes Yahoo News.

The verdict was first handed down in May 2021, when an arbitrator found that “the man and woman had sex inside his vehicle that ‘directly caused, or directly contributed to cause’ the HPV infection. The man was found liable for not disclosing his infection status and the woman was awarded $5.2 million for damages and injuries to be paid by GEICO.”

The appeals court simply found that GEICO had no legal standing to try to relitigate the case. — WTF fun facts

Source: “Jackson County woman says she caught STD in car. Auto insurance to pay out $5.2 million” — Yahoo News

WTF Fun Fact 12435 – Our Messy Garages

A 2015 survey from Gladiator® GarageWorks found that a significant number of Americans were using their garages for things other than storing their cars.

A press release announcing their results states:

“For approximately one out of four Americans, the garage is so unorganized it can’t even fit one car, according to an April 2015 homeowner survey from Gladiator® GarageWorks…And with an average cost of a new car just above $30,000, the inability to house and protect this investment in your own garage can be an issue.”

Even those of us with tidy homes are likely to have at least a mildly embarrassing situation going on in the garage. Gladiator®  goes on to state that “While 92 percent of homeowners surveyed described their home as somewhat or very organized, one-fourth of them admitted embarrassment with the garage and nearly one third said they keep their garage door shut so others won’t see the mess.”

The survey also found that 1 in 5 homeowners have argued with their spouse over the state of their garage. That’s not surprising, especially if you live in an area where there’s snow, and you have to clean your car off each morning due to clutter in the garage.

Here are some other “fun facts” the survey revealed:
– 27% of people use the garage for hobbies
– 23% use it to work on cars
– 19% of Americans use their garage to do projects such as woodworking or carpentry
– 13% use it as an area for exercise or sports

If you do work up the motivation to clean out your garage, keep in mind that it’s crucial to dispose of items properly – especially things like old paint and household chemicals. Check with your county about ways to dispose of these items. And if you don’t think you need to worry about that, consider that that survey also found that one-third of homeowners don’t even know what’s stored in their garage at the moment! – WTF fun facts 

Source: “Almost 1 in 4 Americans Say Their Garage is Too Cluttered to Fit Their Car” — PR Newswire